Terms of Use

Effective Date: JUne 01, 2025

Welcome to calglobal.online (the "Website"), operated by Cal Enterprise Pte. Ltd. ("we," "us," or "our"), a company registered in Singapore. By accessing or using our Website, you ("User" or "you") agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing or using the Website, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. These Terms govern your use of the Website, including all services, content, and features provided.

2. Use of the Website

2.1 Permitted Use

You may use the Website solely for lawful purposes and in accordance with these Terms. This includes accessing our payment gateway services, contacting us, or engaging with content provided on the Website.

2.2 Prohibited Activities

You agree not to:

• Use the Website in any way that violates applicable laws or regulations.

• Attempt to gain unauthorized access to the Website, its servers, or any related systems.

• Modify, reverse-engineer, or attempt to copy the Website’s code or services, including our proprietary payment gateway system.

• Engage in activities that disrupt or interfere with the Website’s functionality, such as introducing viruses or malicious code.

• Use the Website to transmit spam, phishing attempts, or other harmful content.

• Misrepresent your identity or impersonate others when using the Website.

3. Payment Gateway Services

Our Website provides access to a payment gateway service designed to process transactions efficiently. By using this service, you agree to:

• Provide accurate and complete payment information.

• Comply with all applicable laws and regulations related to financial transactions.

• Be responsible for any fees or charges associated with your transactions, as outlined during the payment process.

• Notify us immediately of any unauthorized transactions or security breaches via [insert contact email or form].

4. Intellectual Property

All content, features, and functionality on the Website, including but not limited to text, graphics, logos, software, and the payment gateway system, are the exclusive property of Cal Enterprise Pte. Ltd. or its licensors and are protected by Singapore and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Website without our prior written consent.

5. User Accounts and Security

To access certain features (e.g., backend transaction dashboards), you may need to create an account. You agree to:

• Provide accurate and current information during registration.

• Maintain the confidentiality of your account credentials.

• Notify us immediately of any unauthorized use of your account.

• Be responsible for all activities conducted through your account.

We reserve the right to suspend or terminate accounts for violations of these Terms or suspected fraudulent activity.

6. Third-Party Links and Services

The Website may contain links to third-party websites or services (e.g., payment processors, social media platforms). We are not responsible for the content, policies, or practices of these third parties. You access third-party services at your own risk and should review their terms and privacy policies.

7. Limitation of Liability

To the fullest extent permitted by law, Cal Enterprise Pte. Ltd., its affiliates, officers, directors, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or services, including but not limited to loss of profits, data, or business opportunities. Our total liability for any claim shall not exceed the amount you paid us for the specific service giving rise to the claim.

8. Disclaimer of Warranties

The Website and its services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Website will be uninterrupted, error-free, or secure, or that our payment gateway will meet all your requirements.

9. Termination

We reserve the right to suspend or terminate your access to the Website or any services at our sole discretion, with or without notice, for any reason, including violation of these Terms or failure to comply with payment obligations.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of Singapore, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved through good-faith negotiation. If unresolved, disputes will be submitted to the exclusive jurisdiction of the courts of Singapore.

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Website after changes constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions or concerns about these Terms, please contact us via the form in the next section.